REFUND POLICY

MS Quantum Growth | The Marina St

This Refund Policy applies to all products, programs, services, coaching, mentorships, and digital content offered by MS Quantum Growth.

By purchasing any product or service, the Client confirms they have read, understood, and agreed to this policy.

1. No Refund Policy

Unless a specific written refund guarantee is explicitly stated on the individual sales page of a particular product:

All sales are final.

Due to the digital, intellectual, and experiential nature of our services:

• No refunds

• No exchanges

• No cancellations

will be issued once access is granted.

This applies to all offers, including but not limited to:

• Digital courses and programs

• Group programs and masterminds

• Coaching and consulting services

• Mentorships, including 12-month mentorships and long-term programs

• Live or recorded trainings

• Memberships or subscriptions

Lack of results, non-participation, change of circumstances, or personal dissatisfaction do not constitute grounds for a refund.

2. Delivery of Digital Products & Online Access

All products and services offered by MS Quantum Growth are digital and delivered online.

Upon successful purchase, access is provided via one or more of the following, depending on the service:

• Email communication

• Login credentials

• Private platforms or communities, including but not limited to:

  • Course portals

  • Telegram

  • WhatsApp

  • Facebook groups

Access may be granted immediately or within the delivery timeframe stated on the sales page.

3. Client Responsibility for Platform Access

The Client is solely responsible for having access to, and the technical ability to use, the platform on which the product or service is delivered.

If a program, course, or service is delivered via a specific platform (for example, Telegram):

• No exceptions will be made

• The Client must already have, or be willing to create, access to that platform

• Participation requires joining and remaining in the designated space

Failure to access, join, or use the required platform does not qualify for a refund, alternative delivery method, or delayed access.

4. Long-Term Programs & 12-Month Mentorships

For long-term programs, retainers, and 12-month mentorships:

• Payments are non-refundable

• Commitments are binding for the agreed duration

• Early withdrawal, non-attendance, or partial participation does not release the Client from payment obligations

Once the agreement begins, no refunds will be issued under any circumstances.

• Missed calls without prior notice or approved rescheduling are considered forfeited.

• The Company is not responsible for missed sessions due to the Client’s failure to attend or communicate in advance.

5. Force Majeure

In the event of force majeure, including but not limited to serious illness, accidents, natural disasters, governmental actions, technical outages, or other circumstances beyond reasonable control of either party, both parties agree to communicate promptly and in good faith.

• Force majeure does not constitute grounds for refunds, partial refunds, or cancellation of the agreement, except at the sole discretion of the Company.

• In exceptional circumstances (such as death, serious illness, or inability to continue a long-term program), the Company may, at its discretion, release the Client from remaining future payments, while retaining all payments already made. This means previously paid amounts are non-refundable, but future payment obligations may be forgiven.

• Program timelines, access periods, or delivery methods may be reasonably adjusted if necessary.

6. Scheduling of Calls

• All scheduled coaching, mentoring, or consulting calls must be rescheduled in advance and by mutual agreement in case of need.

• Missed calls without prior notice or approved rescheduling are considered forfeited.

• The Company is not responsible for missed sessions due to the Client’s failure to attend or communicate in advance.

7. Company-Initiated Delays or Changes

In the event that MS Quantum Growth or an authorized representative/mentor is unable to deliver a scheduled session, program, or service due to illness, accidents, technical difficulties, or other circumstances beyond reasonable control (including but not limited to force majeure events, platform outages, or emergencies), the Company reserves the right to:

1. - Substitute the session leader or mentor with another qualified representative or guest expert, if appropriate, to maintain program quality.

2. - Reschedule the affected session(s) with prior notice to all participants.

3. - Extend the program access period or provide an appropriate alternative benefit (such as an additional session, bonus content, or extended course access) to compensate for any missed sessions.

The Company will communicate any such changes promptly and in good faith.

• Clients acknowledge that unforeseen circumstances may require minor adjustments to the schedule or delivery method.

• Any adjustments or compensations are at the sole discretion of the Company and do not constitute grounds for refunds, partial refunds, or termination of the agreement.

8. Intellectual Property

All content, materials, frameworks, videos, texts, recordings, and trainings provided by MS Quantum Growth are the exclusive intellectual property of the Company.

The Client is granted a personal, non-transferable, non-commercial license to use the content.

The following are strictly prohibited:

• Sharing or distributing materials

• Reselling or sublicensing content

• Copying or reproducing materials

• Making content available to third parties

Violation of these terms may result in immediate termination of access without refund and potential legal action.

9. Contact

For questions before purchasing, Clients are responsible for requesting clarification prior to checkout via messaging on social media platforms.